There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage agent.

While licensed mortgage agents can offer many choices to borrowers from various mortgage lending institutions, including Canada's largest banks, credit unions, trust companies, and financial institutions; a bank can only offer the products from their own institution. As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.

Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.

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